Personal Checking Accounts
Take it personal.
You are an individual, so that’s why our checking accounts are individualized.
EZ
Checking
Minimum Deposit
$100.00 required to open account
Minimum Balance Requirement
None
Maintenance Fee
None
Transaction Fee
None
Checks
Unlimited check writing
Online Banking
24/7 online account access
Bill Pay
Free Bill Pay service
Incentive
Checking
Minimum Deposit
$1,000.00 required to open account
Maintenance Fees
None, if a minimum average balance of $1,000.00 is maintained. Otherwise, a $10.00 maintenance fee
Interest
Paid monthly on daily balances of $1,000.00 or more
Online Banking
24/7 online account access
Bill Pay
Free Bill Pay service
Ultimate
50
Checking
Account Holder Requirements
Anyone age 50 or over
Minimum Deposit
$1,000.00 required to open account
Cards
Free initial instant issue of Instakey card or Visa® Check card.
Maintenance Fees
None, if the minimum average balance of $100.00 is maintained. Otherwise, a $7.50 maintenance fee is assessed.
Interest
Paid monthly on daily balances of $1,000.00 or more
Checks
Unlimited check writing; discount on selected Ultimate 50 checks; no charge for Cashier’s Checks (limited)
Online Banking
24/7 online account access
Bill Pay
Free Bill Pay service
* Each deposit, withdrawal, and electronic entry posted is a transaction.