Stryv Bank

Farewell to the Copper Penny

We want to make you aware of an upcoming change that may affect how small-denomination coins are handled. The U.S. Mint has stopped producing new pennies, and over time pennies will be less widely available.

6.5% APR*HOME EQUITY LOANS

6.5% APR* INTRO RATE – NEED FUNDS? TURN ON THE EQUITY IN YOUR HOME!

•Local Closing, Underwriting, & Servicing
•Standard Close Time 30 Days or Less
•Financing available for permanent loan
•Ask about our 90% Construction & Lot Loans

*Annual Percentage Rate current as of 9/18/25. Approval is not guaranteed and will be based on approved credit, collateral value, condition of property and full underwriting criteria. Loan amount cannot exceed the value of the property. The initial rate for the Intro Rate Home Equity Line of Credit is a fixed rate not based on the index and margin used for subsequent rate adjustments. After the introductory rate of 12 months the APR can vary, may increase, and is based on Prime Rate plus a margin of 0.00% to +.50% based on combined Loan To Value. The APR is subject to change based on changes to Prime Rate. Minimum APR 6.5%, maximum APR 18.00%. Intro Rate Home Equity Line of Credit up to 90% CLTV with minimum loan amounts of $10,000. Offer not applicable on refinance of existing Stryv Bank HELOCs. There are no early closure fees and no prepayment penalty. Borrower is responsible for closing costs incurred by the bank, the amount depends on the credit limit established, including appraisal, if necessary. Offer not applicable on refinancing of existing Stryv Bank HELOCs. Available on Primary Residence, single family homes only.

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