What Does the End of the Penny Mean for You?
We want to make you aware of an upcoming change that may affect
how small-denomination coins are handled. The U.S. Mint has
stopped producing new pennies, and over time pennies will be less
widely available.
Here’s what this means for you:
- You can still use or deposit pennies—your pennies remain legal tender.
- If you are cashing a check, deposit the change into your account
- We recommend bringing your pennies in for deposit or exchange while they remain widely accepted.
- However, as pennies become less available, you may see cash transactions or change being rounded to the nearest 5 cents in certain cases (particularly for cash payouts or change requests).
- Card and electronic payments will continue to be processed to the exact cent—this change applies only to some cash transactions.
- If you frequently use cash, consider paying with a card or digital method when convenient to avoid any rounding.
We’re committed to making this transition as seamless as
possible.
Thank you for banking with us!
Updated: November 14, 2025